Decisions

I have never been a decisive person when it comes to making decision for myself. Even choosing a correction tape, I can take 2 hours by just standing in Popular. 12 days since I came back from Beijing exchange. In 3 more days' time, I will have to submit my Y4S1 exchange application. Everyone I asked "should I go exchange?" answer me immediately "GO LA!!". I wish I'm 潇洒 a bit and let go of everything in SG. What if just that suay something happens to my family during these 5 months? I don't think I have the money to buy air ticket back and fro. I will certainly regret for my whole life if such things happen. Papa says that if I wanna go, I should go further countries like Europe, not like Korea. I have never been to neither countries before, what if I don't like the culture in Europe cos I'm brought up in a Chinese family and my English sucks. So let's say I decided not to go. I am giving this once in a lifetime chance of spending 5 months overseas, travelling, making new friends, learning new cultures, growing up and being independent (perhaps I can make better decision by then). "I regret going for exchange"--says no one. "I regret not going for exchange"--say a few. I went Beijing for exchange for that short 15 days. Despite having some real unhappiness within myself sometimes, overall good > bad times. I'm realllllly glad I went Beijing though. (: So let's say I decided not to go. Seeing ALL my friends in my course (only la, I only have 5-6 friends in my course/SPMS) going for exchange, posting all the fun photos, creating memories for a lifetime, I will definitely wish that I'm there with them at times.. Also, if I go exchange I'm gonna spend <10k for Korea, ~18k for Europe. The total debt I have is deeper than black hole man. Plus, what about my grad trip!! How can one not go for grad trip rightttt? Actually, I alrdy know what my decision is, I just hope there are ppl supporting my decision...